CREDIT ANALYST – ONE POSITION (LILONGWE)

Job profile for the position:

This is an action oriented position and requires a self-motivated, dynamic and assertive individual with proven experience and notable achievements in the lending field.

The successful candidate will report to the Credit Assessment Manager.

Job purpose

To provide support at senior level to the Credit Assessment Manager in line with Credit policy as well as Reserve Bank of Malawi Directives.

Main duties

• Assessment of Payroll Loans, SME loans and Corporate Loans
• Booking all credit facilities in the system.
• Handling credit related querries.
• Collection of all fees related to Credit processing
• Handling security documents for credit facilities in liaison with Legal Department.
• Facilitating filing of all credit files and security documents.
• Processing staff loans and booking the same in the system
• Processing any other credit instruments such as guarantees.
• Preparation of daily collections and disbursements report.
• Preparation of Credit facilities undrawn report.
• Weekly reporting of pending and processed applications in liaison with Business departments to track down turnaround times

Competencies

• Understanding of Reserve Bank prudential quidelines on lending
• Very good negotiation and communication skills
• Very good working knowledge of Microsoft environment.i.e.Excel, Word and Powerpoint.
• Knowledge of Flexcube core banking system
• Team player
• Very good time management and organization.

Qualifications

• A first degree in Economics/ Accounting / Business Administration with at least 5 years in a similar position.

Remuneration

A competitive remuneration package will be offered to the successful candidate.

Applications for the position

Interested applicants, with required qualifications and experience, should submit their applications along with a detailed Curriculum Vitae (CV) with names of three traceable referees to:

The Head of Human Resources & Administration

MyBucks Banking Corporation,

PO Box 2131,

Blantyre

or e-mail: [email protected]

Closing date for receipt of applications is Friday, 24th February, 2023.

Only shortlisted applicants will be acknowledged.